Check the Stolen Camera Equipment Registry at photo.news |
See Turning Semipro Article postings on
inexpensive professional photographer's insurance options, as well as
related tax deductibility suggestions and ideas.
Remember! - Getting killed is worse than getting robbed! |
Don't
show the full listing of your many photography related items to your loving
spouse, lest the former happen to YOU when they find out how much photo ''junk'' you have!!
|
With that warning out of the way, here is your reminder to inventory your
main photography equipment items. You can easily do this with a camera
(even if you have to take *its* picture using a mirror). Videotape
cameras are especially popular. You can videotape the items, while
describing them and their costs - replacement as well as original. You
can also use a camera to good advantage if you lack videotape, with or
without a tape recorder. The tape recorder is just faster than writing
serial numbers and information down. But the videotape is likely to be
a lot more useful and convincing to the police and your insurance
adjusters. You may also be shocked at the replacement cost of
accessories such as filters and small items which quickly add up to
hundreds of dollars.
One of the things we can help you with is some after the theft
information and sample photos you can download for showing to police and
insurance adjusters. The information on used
Bronica prices should be very useful in settling replacement value
issues. The various photographs at the Bronica
Classic Camera Home Page site and its linked pages should also be
very useful. Like they say, a picture *really is* worth a thousand words,
at least when you are trying to describe an older Bronica 6x6 SLR to a
police office who only uses throwaway one-shot cameras.
Unfortunately, your odds of recovering stolen equipment is usually very low (like one chance in ten or twenty), even with photographs and serial numbers. For this reason, you should consider insurance and other options.
See Backups in Practical Photography for
some related ideas on how you can split up your equipment, recycle your
older equipment, and generally setup so losses are limited. You generally
need to have multiple bodies and lenses in order to be fully backed up,
but you can often use your older equipment as backups (which may be worth
very little as used and beatup equipment ;-).
My point here is that your
losses may be more than just financial costs of lost equipment, including
the loss of ability to perform various photography jobs and tasks due to
stolen equipment taking much time and effort to replace. Backup practices
may help reduce these followup losses by enabling you to continue to take
professional photographs while waiting for insurance claims to process
and trying to locate a replacement 40mm lens for your medium format setup!
Another expensive option is insurance to cover lost business and related
work loss costs. Finally, remember that you may be able to tax deduct
some of your business losses over a period of time, and don't despair!!!